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idhini
Utoaji kisheria kwamba wajifu fedha kwa ajili ya mpango au shirika. Idhini inaweza kuwa na ufanisi kwa mwaka mmoja, idadi maalum ya miaka, au kipindi milele. Idhini inaweza kuwa kwa kiasi uhakika wa fedha au kwa ajili ya "hesabu vile kama inaweza kuwa muhimu. "Rasmi ya shirikisho matumizi mchakato lina hatua mbili mtiririko: idhini na kisha iba.
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