морален хазард

морален хазард

One of two main sorts of market failure often associated with the provision of insurance. The other is adverse selection. Moral hazard means that people with insurance may take greater risks than they would do without it because they know they are protected, so the insurer may get more claims than it bargained for. (See also deposit insurance, lender of last resort, IMF and World Bank. )

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Industrie/Domein: Economy
Category: Economics
Company: The Economist
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